Want to make more money in 2020, without grafting for it? I’ve been a member of TopCashBack for several years, and to date have made over £700 from it. By the end of this year, it will be around £1,000. Some of you may worry that it’s an internet scam or somehow they will clone your bank account. Trust me, it’s a no brainer and you can earn extra money by shopping online.
I really do love TopCashBack. I tell all my friends, family and random strangers who will be shopping online to use this website. I use the extra cash I make throughout the year to buy Christmas presents, and if there is anything left over a new outfit or two. It is the UK’s highest paying cashback site, and I am going to tell you how to make the most of it.
What is TopCashBack?
TopCashBack is a website which you use when shopping online to make extra money. You use it as a search engine to find your favourite online retailer, and it redirects you to their website. By going through TopCashBack it tracks your purchase and you will earn cash back.
Retailers offer a fixed cash amount or percentage back. This can vary throughout the year. Once you have made your purchase, the cashback moves through a chain from pending, confirmed to payable – which is then yours to do as you please with.
You can even set up Cashback Notifier if you use Firefox or Chrome. The plug-in will help you make sure that you always remember to earn cashback on your online purchases.
Is TopCashBack legit?
Quite simply, yes it is. It does not affect your usual shopping experience and you will pay the same price at the checkout. There is one tiny catch, they charge you £5 per year, as an annual membership. It will be taken out of your earnings, so it never actually leaves your pocket. It is a one-off charge when you withdraw your money.
How do you get the cashback?
The cashback moves through a chain from pending, confirmed to payable. Which is yours to do as you please with. You can choose to send the money straight to your bank account, or get even more from your earnings. You can get a little bit more if you turn them into vouchers, these vary depending on the time of the year and the amount, but they include Argos, Love2Shop, Zeek, or other online retailers.
Retailers you can make money on TopCashBack
Here are some of the most common ways I have earnt my TopCashBack.
Come on, we all buy stuff on Amazon throughout the year! You can earn up to 10%, and departments include Amazon Basics, Shoes Handbags Glasses and Wallets, Luggage, Watches, Furniture, Baby & Nursery, Fire Sticks, Sports & Fitness, Echo and Alexa Devices, and so much more.
That cheeky weeknight or weekend takeaway may put pounds on your hips, but back in your wallet too. The first time you use it you get 4.2% cashback and after that 1.4%.
If you often go away for the night and use chain hotels, a lot of the bigger ones are listed. Now and again we go to see our friends in Cheadle, Manchester and the closest hotel to them is The Village. For a stay in April, I am getting £6.40 cashback.
Holidays & Travel
You can get cashback for parking at the airport, from booking flights, and bigger earnings come from booking a package holiday with providers such as TUI, On The Beach and First Choice. You can even get cash back on days out!
Catch the train to work every day? The Trainline is on there, giving existing customers 1.4% cashback. Imagine, what you would get back in a year?
I have to admit, I am an online shopper. I hate going clothes shopping, and would rather try them on in the comfort of my own home, with the correct underwear and my shoe collection. Last year I bought from Shein, Debenhams, New Look, Dorothy Perkins, ASOS, Boohoo, and even George.
White Goods and Homeware
We bought our first house in August and needed everything for the kitchen. I purchased a dual-range oven, American style fridge freezer, steam iron, washing machine and tumble dryer. Our cashback came to £46.61.
I have been with the same insurer, Sheila’s Wheels, for about 10 years, but it always a tiny bit cheaper to renew online, and I get cashback too. If they are not offering cashback direct, they will offer it through a comparison site such as Compare The Market or Confused. This year I got back £36.75 – more than a one-month payment.
I have even had cashback on retailers that I did not think would be on there. I have had money back from Ancestry for my yearly subscription and my DNA kit, Moonpig, Whipsnade Zoo, Groupon and Wowcher.
Should you sign up?
Yes! I think it is a no brainer. If you are looking for ways to save money, then this is an easy win. It does not cost you anything and is very simple to use. Please feel free to ask me any questions you might have, I’ll be more than happy to help!
Sign up to TopCashBack today and get earning!
Disclaimer – I have shared my referral link, to get you started with your registration. Once you have started to build your cashback, I will be rewarded in my TopCashBack account. There is a tell a friend link on your profile, so you can also earn when you share yours. All retailers mentioned were active at the time of writing and percentages may have changed.